Efficient Online Handling of Personal Loans
〉 Embrace all FICO Scores
〉 Rapid loans of $250 to $3000
〉 Loan from 3 to 36 months
〉 Zero fees or costs upfront
Get linked with a direct lender who can provide funds today!
We’re here because you need a fast lender who can offer prompt service. That’s exactly what we provide to countless customers, just like you, every day!
Here’s a breakdown of the representative example:
- Loan Term: 12 months
- Total Payback Amount: $1,005.92 (principal + interest)
- APR (Annual Percentage Rate): 5.99%
- APR Range: 5.99% to 7.99%
- Loan Term Options: 3 to 36 months
This illustration outlines the expenses associated with borrowing $1,000 for a year, encompassing both the borrowed amount and the accrued interest. It also references the APR, which denotes the annual loan cost, and emphasizes that rates may fluctuate within a defined range. Moreover, eligible borrowers are afforded the flexibility to select loan durations spanning from 3 to 36 months, enabling them to tailor the loan to suit their preferences and financial circumstances.
Loans for all individuals
Regardless of your credit score, you're welcome here. The funds are versatile, serving any purpose.
You're rushing!
We deeply respect your time. With our efficient application process, you could receive your funds in as little as 15 minutes. (**)
Direct transfer
Avoid waiting or queuing. Get your funds deposited directly into your bank account. (**)
An initial loan estimate, varying between $250 and $3000
Quick deposit into your bank account
Every credit background is taken into account
An online application form that is convenient, safe, and easy to understand
STEP 1
Certain information is required from you
Complete our short online application in just 2 minutes, providing your basic details. We’ll then search through our specialized lending network to find a suitable match. Rest assured, your personal information is safe with us.
STEP 2
Your approval in under 3 minutes
Carefully examine the presented offer. Review the loan amount, repayment period, and APR terms. If the loan meets your needs, you can proceed to accept it, and the funds will be swiftly deposited.
STEP 3
Collect your loan cash
Upon approval, confirm your acceptance with the lender, and your funds will be directly deposited into your bank account.
TO PROVIDE YOU WITH COMPLETE PEACE OF MIND
When applying for a loan online, it’s crucial to select a reputable company. Before proceeding, here’s some information to reassure you.
We hold accreditation from OLA
A member of the Online Lenders Alliance since 2005: LoanDash
Data security is assured
Clear and transparent, we always are about your data processing
No fees are charged by us
No cost for a quote with LoanDash's free loan matching service
Annual Percentage Rate (APR) Disclosure & Range (Qualified Customers***)
The Annual Percentage Rate (APR) signifies the yearly interest accrued on a loan amount, charged to borrowers. It’s represented as a percentage and encapsulates the actual annual cost of borrowing funds over the loan’s duration. This encompasses any associated fees or extra expenses involved in the transaction. By providing a single figure, the APR enables consumers to compare offerings among lenders, credit cards, or investment products. However, LoanDash cannot assure any specific APR as we don’t directly lend. Generally, APRs can range between 5.99% and 7.99%. Loan products typically entail a minimum repayment term of 61 days and a maximum of 72 months. It’s crucial to thoroughly review the loan agreement before accepting an offer from a lender within our network, as the APR and repayment terms might vary from what’s displayed on our site.
Representative Examples of APR, Total Loan Costs & Fee (Qualified Customers***)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Financial Implications (Interest & Finance Charges)
LoanDash does not act as a lender, and therefore, we cannot anticipate the fees and interest rates that will be applied to any loan you may receive. Your lender will furnish you with all the pertinent details regarding the costs associated with the loan they propose. It is your responsibility to meticulously review the loan agreement and only accept the offer if you agree to all the terms. LoanDash does not impose any charges for its loan matching service, and you are not obligated to accept the terms presented by the lender.
Late Or Non-Payment Implications
By agreeing to the terms and conditions for a personal loan, you are essentially committing to repay the loan with interest and within the specified timeframe outlined in the loan agreement. In many instances, failure to repay the loan in its entirety or making a late payment can lead to additional charges. LoanDash.com lacks the capability to anticipate or estimate the supplementary charges that may arise due to late, partial, or non-payment. Additionally, LoanDash.com neither possesses control over nor knowledge of any loan agreements or specifics between you and your lender.
Please ensure to thoroughly examine the late, partial, and non-payment policies included in the loan agreement provided by your lender. LoanDash.com diligently collaborates with reputable and trustworthy lenders who handle the collection of overdue loan accounts in a fair and reasonable manner.
Potential Impact to Credit Score
Our lenders reserve the right to conduct credit checks to assess your creditworthiness, credit standing, and/or credit capacity. By submitting your request, you consent to our lenders verifying your personal information and checking your credit. It’s important to note that failing to make a payment or making a late payment could have adverse effects on your credit score.
Collection Practices
LoanDash.com does not function as a lender, and thus, we are not engaged in the debt collection process. Your lender will disclose their debt collection practices as outlined in the lending agreement provided to you. If you have inquiries regarding collections, please reach out to the lender directly for comprehensive information. LoanDash.com exclusively collaborates with reputable lenders who adhere to fair collection practices.
Legal Disclaimer: LoanDash.com serves as a platform connecting borrowers with lenders or lending partners, and therefore, the specific terms and conditions of the individual lender or lending partner will govern any loan acquired by a borrower. We receive compensation from these lenders or lending partners for facilitating the connection, and the compensation received may influence the offers presented to you. Any displayed APR, loan amounts, interest rates, or other loan details are approximations only, and actual figures will vary depending on the lender or lending partner and the borrower. Please be aware that certain lenders or lending partners may conduct credit checks as part of their approval process. The lender or lending partner you are matched with may not offer the most favorable terms, so borrowers should thoroughly compare all available options before making a decision. Additionally, you may be connected with a tribal lender. Rates and fees from tribal lenders may be higher than those from state-licensed lenders, and are subject to federal and tribal regulations rather than state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS; they do not act as brokers for loans nor do they make lending or credit decisions. This website does not constitute an offer or solicitation to lend. Any information you provide on this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner, and does not endorse or charge you for any services or products.
Availability: Personal loan lenders are subject to the rules and regulations of each state, which means that your loan amount, APR, and repayment term may differ based on factors such as your creditworthiness, state of residence, and the specific lender or lending partner you choose.
Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent for any lender or loan broker. This website does not constitute an offer of credit, nor is it a solicitation to lend. We have no affiliation with any lender; instead, we operate as an advertising referral service for lenders who may offer loans ranging from $250 to $3000. There are no fees associated with using our services. When you submit a loan request on this website, it will be shared with one or more lenders. However, there is no guarantee that you will be connected with a lender, that your loan request will be approved, or that you will be offered the requested loan amount. Lenders may conduct a credit check to assess your creditworthiness or to verify your information. Any compensation we receive is provided by lenders and other advertising partners solely for the advertising services we offer. It’s important to note that short-term, small-dollar loans should not be relied upon as a long-term solution to financial difficulties.
Loan Renewal Policies
Loan renewal options may not always be accessible. It is recommended to confirm with your lender whether this option is available. Prior to signing any documents, thoroughly review and comprehend the renewal policy outlined in the agreement.
Footnotes
(*) On average, it takes three minutes to complete the online loan offer process, submit your details, and receive a decision on your loan offer if approved.
(**) Upon approval, your cash could be dispatched within 15 minutes. However, the duration for the funds to reflect in your account is contingent upon your bank’s policies and procedures.
(***) While certain providers may advertise rates ranging from 4.95% to 35.99% APR, it’s important to note that rates as low as 4.95% are typically reserved for specific customers. The repayment terms mentioned are applicable to closed-end loan products and may not represent all loan products available within our network.
2023 LoanDash Inc is incorporated in Virginia under company number P13504072598 and is located at 6924 Little River Turnpike STE A, Annandale, VA 22003, United States.
VA State Corporation Commision License No:MC4080
NMLS: 135625 (www.nmlsconsumeraccess.org)